User manual MITSUBISHI TRIUM GEO

[. . . ] &RQILUPDWLRQRI\RXUHQWU\DQGWKHUHPDLQLQJORFDWLRQVZLOO EHEULHIO\GLVSOD\HG 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 8VLQJWKHPHQX 3UHVV 6HOHFW3KRQH%RRN 6HOHFW6WRUH6HOHFW3KRQHQDPHV 7KHIROORZLQJILHOGVZLOOEHGLVSOD\HG 3XUSRVH )DPLO\QDPHRIWKHFDUGRZQHU )LUVWQDPHRIWKHFDUGRZQHU 7KHKRPHSKRQHQXPEHURIWKHRZQHU 7KHZRUNSKRQHQXPEHURIWKHRZQHU 7KHFHOOXODUSKRQHQXPEHURIWKHRZQHU 7KHID[SKRQHQXPEHURIWKHRZQHU 7KHHPDLODGGUHVVRIWKHRZQHU )LHOG )DPLO\QDPH )LUVWQDPH 3KRQHQXPEHU+RPH 3KRQHQXPEHU:RUN 3KRQHQXPEHU&HOOX ODU 3KRQHQXPEHU)D[ (PDLO (QWHUWKHUHTXHVWHGGDWD&RQILUPHDFKHQWU\E\SUHVVLQJ 2. <RXZLOOWKHQEHDVNHGLI\RXZDQWWRHQWHUWKHDGGUHVV 6KRXOG\RXVHOHFW<HVWKHIROORZLQJILHOGVZLOOEHGLVSOD\HG 3XUSRVH 6WUHHW 3RVWDOFRGH /RFDOLW\QDPH 3RVWRIILFHER[ 6WDWHRUSURYLQFH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VXEVFULSWLRQVHUYLFH LQZKLFKLWLVSRVVLEOHWRVHHWKHFRVWRIWKHODVWFDOOPDGHWKHDFFX PXODWHGWRWDOFRVWRIDOOFDOOVDQGWKHUHPDLQLQJEDODQFHLQXQLWVRU &DOOFRVWVPDQDJHPHQWVXEVFULSWLRQVHUYLFHRQO\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3UHVV 2. WRYDOLGDWH 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ :KHQDFUHGLWOLPLWLVHQWHUHGWKHVHOHFWLRQIURPWKH &UHGLW/LPLW GLVSOD\ZLOOEH(GLWRU6HW1R /LPLW 7KHPHQX00, V\VWHP 3UHVV 6HOHFW&DOOV7LPHV 6HOHFW&DOOFRVWV 6HOHFW'LVSOD\FRVWW\SH 6HOHFW8QLWV 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 6KRZFRVWV 3UHVV 6HOHFW&DOOV7LPHV 6HOHFW&DOOFRVWV 6HOHFW6KRZ 8VH RU WRGLVSOD\WKHFRVWRIWKH/DVW&DOO$OO&DOOV DQGWKH5HPDLQLQJFUHGLWV 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7KHUHPDLQLQJFUHGLWLVVKRZQLQHLWKHUXQLWVRUFXUUHQF\DVVHWE\&RVW7\SHPHQXDERYH &DOOFRVWVUHVHWWLQJDOOFRVWVWR]HUR 7RUHVHWDOOWKHFDOOFRVWVWR]HUR 3UHVV 6HOHFW&DOOV7LPHV 6HOHFW&DOOFRVWV 6HOHFW5HVHW 6HOHFW<HVWRUHVHWWKHFRVWVRU1RWRH[LW , I<HVLVVHOHFWHGHQWHUWKH3, 1QXPEHUDQGSUHVV2. $OO&RVWV5HVHWZLOOEULHIO\EHGLVSOD\HG 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 6RPH*60RSHUDWRUVVXSSRUWWKHXVHRIDVHFRQGOLQHZKLFKFDQ EHPDGHDYDLODEOHWRH[LVWLQJXVHUV7KLVLVQRUPDOO\DVXEVFULSWLRQ VHUYLFHDQGDOORZVIRUH[DPSOHWKHVHSDUDWLRQRILQFRPLQJDQGRXW JRLQJFDOOVIRUEXVLQHVVRUSULYDWHXVH7KHVHFRQGOLQHZLOOKDYHLWV RZQPRELOHQXPEHU7RVHOHFWWKHOLQHIRURXWJRLQJFDOOV 3UHVV 6HOHFW&DOOV7LPHV 6HOHFW/LQHVHOHFWLRQ 7KHFXUUHQWOLQHVHOHFWLRQZLOOEHGLVSOD\HG 8VH RU WRVFUROOWRWKHOLQHUHTXLUHGDQGSUHVV 6HOHFW RU WRYDOLGDWH\RXUFKRLFH 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ $OWHUQDWHOLQHVHUYLFHVHOHFWLQJOLQHVXEVFULSWLRQVHUYLFH 1DPHVFDQEHJLYHQWR/LQH2IILFHDQG/LQH+RPHIRUH[DPSOH5HIHUWRWKH2ZQ1XPEHU PHQXVHHSDJHIRUGHWDLOV:KLFKHYHUOLQHLVVHOHFWHGWRPDNHRXWJRLQJFDOOVLQFRPLQJFDOOV DUHVWLOODEOHWREHUHFHLYHGRQHLWKHUOLQH *60VHUYLFHV 'LYHUWLQJLQFRPLQJFDOOVQHWZRUNVHUYLFH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 7RWXUQRIIRUFKHFNWKHVWDWXVRIFDOOGLYHUW 3UHVV 6HOHFW*606HUYLFHV6HOHFW&DOOGLYHUWLQJ 6HOHFWIURPWKHGLYHUWRSWLRQVDQGSUHVV 6HOHFW&DQFHORU6WDWXV <RXUVHOHFWLRQZLOOEHFRQILUPHG 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7RFDQFHODOOPXOWLSOHGLYHUWV 3UHVV 6HOHFW*606HUYLFHV6HOHFW&DOOGLYHUWLQJ 6HOHFW&DQFHODOO &RQILUPDWLRQZLOOEHGLVSOD\HG 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7KLVDFWLRQFDQFHOVDOOYRLFHGLYHUWVIRUYRLFHID[HVDQGGDWDFDOOVIRUWKHOLQHFXUUHQWO\LQXVH7R FDQFHOFDOOGLYHUWVIRUWKHRWKHUOLQH\RXPXVWVHOHFWWKLVRWKHUOLQHILUVWPHQX&DOOV7LPHV/LQH VHOHFWLRQ 7KHPHQX00, V\VWHP , IWKH 2QQRUHSO\ RSWLRQLVVHOHFWHG\RXZLOOEHUHTXHVWHGWRHQWHUDGHOD\SHULRGRIRU &DOOHU/LQH, GHQWLW\VKRZLQJKLGLQJ\RXUPRELOHQXPEHU 0RVWQHWZRUNVDOORZWKH&DOOHU/LQH, GHQWLW\IHDWXUH&/, LHWKHIHD WXUHZKLFKVKRZVWKHLQFRPLQJQXPEHU, '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 , WFDQRQO\UHFHLYHSDFNHWVGDWDFDOOVDQGYRLFHFDOOVDUHEDUUHG7KLV EHKDYLRXULVWKHVDPHZKDWHYHUDUHWKHQHWZRUNFDSDELOLWLHV +RZHYHULIWKH*356VHUYLFHVDUHORVWWKHPRELOHUHWXUQVWRWKHVWDQG DUGPRGHDXWRPDWLFDOO\DIWHUDQRQ*356VHUYLFHJXDUGWLPH 7RVHWWKHPRGHRIRSHUDWLRQVWR0RGHP 3UHVV 6HOHFW*606HUYLFHV 6HOHFW0RGHRIRSHUDWLRQ 6HOHFW0RGHP 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 1HWZRUN :KHQWKHSKRQHLVWXUQHGRQLWDXWRPDWLFDOO\VHDUFKHVIRUWKHODVW QHWZRUNLWZDVUHJLVWHUHGRQXVXDOO\WKHKRPHQHWZRUN, IWKLVLVQRW DYDLODEOHWKHSKRQHZLOODXWRPDWLFDOO\VHDUFKDQGVHOHFWDQHWZRUN IURPWKHSUHIHUUHGQHWZRUNOLVWFRQWDLQHGLQWKH6, 0 (GLWLQJWKHSUHIHUUHGOLVW 7KHSKRQHFRQWDLQVDOLVWRIQHWZRUNVZKLFKFDQEHVHOHFWHGDQG WUDQVIHUUHGWRWKHSUHIHUUHGQHWZRUNVOLVWVWRUHGLQWKH6, 0 7KLVOLVWFDQEHFKDQJHGWRVXLWH\RXUWUDYHODUUDQJHPHQWV 7KHRUGHUDQGQDPHRIWKHQHWZRUNVLQWKHSUHIHUUHGQHWZRUNVOLVWFDQ EHFKDQJHGDQGHGLWHG 3UHVV 6HOHFW*606HUYLFHV 6HOHFW1HWZRUN 7KHPHQX00, V\VWHP 6HOHFW3UHIHUUHGOLVW$OLVWRIQHWZRUNVZLOOEHGLVSOD\HG 8VH RU WRYLHZWKHOLVW 3UHVV2SWLRQV WRFKDQJHLW7KHIROORZLQJLWHPVDUHGLV SOD\HG 2SWLRQ 0RGLI\E\ OLVW 0RGLI\E\ FRGH 'HOHWH 'HVFULSWLRQ 'LVSOD\VWKHJHQHUDOOLVWRIDOONQRZQ QHWZRUNVFRQWDLQHGLQWKHSKRQHLQ DOSKDEHWLFDORUGHU (GLWVRUHQWHUVDQHWZRUNQXPEHU0&& 01&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 3UHVV 6HOHFW*606HUYLFHV 6HOHFW1HWZRUN 6HOHFW6HDUFK 6HOHFW$XWRPDWLF 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7RSHUIRUPDQDXWRPDWLFVHDUFKIURPWKHSUHIHUUHGOLVWSURFHHGDVIRO ORZV &DOOEDUULQJQHWZRUNVHUYLFH 7KLVLVDQHWZRUNVHUYLFHZKLFKDOORZV\RXWRVWRSGLIIHUHQWW\SHVRI FDOOVEHLQJPDGHDQGUHFHLYHGRQWKHSKRQH , WUHTXLUHVWKHXVHRIDQHWZRUNEDUULQJSDVVZRUGDYDLODEOHRQO\IURP \RXUVHUYLFHSURYLGHU 7RSXWRQDFDOOEDU 3UHVV 6HOHFW*606HUYLFHV 6HOHFW&DOOEDUULQJ 6HOHFW2XWJRLQJFDOOVRU, QFRPLQJFDOOV &KRRVHIURPWKHIROORZLQJ , QW QDOH[FO KRPH , QFRPLQJ$OOLQFRPLQJ 5RDPLQJ RQO\ 6HOHFWWKHRSWLRQXVLQJ RU 3UHVV6HOHFW 6HOHFW$FWLYDWH(QWHUWKHSDVVZRUGDQGSUHVV2. 7KHQHWZRUNZLOOFRQILUPWKHVHOHFWLRQ 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7RWDNHRIIRUFKHFNWKHVWDWXVRIDFDOOEDU 3UHVV 6HOHFW*606HUYLFHV 6HOHFW&DOOEDUULQJ 8VH RU WRVHOHFWWKHEDUWREHWDNHQRII&DQFHORU FKHFNWKH6WDWXVDQGSUHVV , IFKRRVLQJWRWDNHRIIDFDOOEDUWKHSDVVZRUGZLOOEHUHTXL UHG 7KHPHQX00, 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 ZLOODSSHDULQWKHGLVSOD\ , I5LQJLVVHOHFWHGEXWWKHULQJWRQHYROXPHKDVEHHQVHWWRRIIWKH LFRQZLOODSSHDULQWKH GLVSOD\ 7KH LFRQZLOODSSHDULQWKHGLVSOD\LI9LEUDWH9LEUDWHULQJRU9LEUDWHWKHQULQJLVVHOHFWHG , WWDNHVSUHFHGHQFHRYHUWKH LFRQ 7KHPHQX00, V\VWHP $OOWKHGLVSOD\PHVVDJHVFDQEHVKRZQLQVHYHUDOODQJXDJHV 7RVHOHFWWKHODQJXDJHRI\RXUFKRLFH 3UHVV 6HOHFW6HWWLQJV 6HOHFW/DQJXDJH 8VH RU WRVHOHFWDODQJXDJHIURPWKHGLVSOD\HGOLVW 3UHVV WRYDOLGDWH 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 8VLQJWKHPHQX 3UHVV 6HOHFW6HWWLQJV 6HOHFW7RQHV 6HOHFW$OHUWWRQHV 6HOHFW5LQJ9LEUDWH9LEUDWHULQJRU9LEUDWHWKHQULQJ WRYDOLGDWH\RXUFKRLFH 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ , I5LQJLVVHOHFWHGEXWWKHULQJWRQHYROXPHKDVEHHQVHWWRRIIWKH LFRQZLOODSSHDULQWKHGLV SOD\ 7KHULQJWRQHYROXPHRIIVHWWLQJLVQRWVDYHGZKHQWKHSKRQHLVWXUQHGRII :KHQWKHSKRQHLVFRQQHFWHGWRHLWKHUWKH'HVN7RS&KDUJHU+)NLW&/$RU$&DGDSWRUWKHYLEUDWRU PRGHVHOHFWLRQLVWHPSRUDULO\LQKLELWHGDQGWKHSKRQHZLOOULQJLQVWHDG 5LQJWRQHVHOHFWLRQ <RXFDQFKRRVHWKHVRXQGRIWKHLQFRPLQJULQJWRQHIURPDVHOHFWLRQ RIULQJWRQHPHORGLHVVWRUHGLQWKHSKRQH 7RKHDU\RXUFKRVHQULQJWRQHPHORG\ZDLWVHYHUDOVHFRQGVEHIRUH FRQILUPLQJ\RXUFKRLFH7KHPHORG\ZLOOEHSOD\HG 5LQJWRQHVHOHFWLRQLVPDGHWKURXJKWKH6HWWLQJVPHQX 3UHVV 6HOHFW6HWWLQJV 6HOHFW7RQHV 6HOHFW5LQJWRQH 8VH RU WROLVWHQWRWKHGLIIHUHQWULQJWRQHV3UHVV VHOHFWWKHFXUUHQWWRQH 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ WR 6HSDUDWHWRQHVPXVWEHVHOHFWHGIRU/LQHDQG/LQH 9ROXPHDGMXVWPHQWV 7KHYROXPHOHYHOVRIWKHULQJWRQHNH\WRQHVDODUPWRQHVDODUPFORFN DQGORZEDWWHU\DODUP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V\VWHP 3UHVV 6HOHFW6HWWLQJV 6HOHFW7RQHV 6HOHFW9ROXPH 6HOHFW5DPSLQJ 6HOHFW2QRU2II 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 'LVSOD\FRQWUDVW 7KHFRQWUDVWRIWKHGLVSOD\FDQEHDGMXVWHGWRVXLWWKHVXUURXQGLQJ OLJKWFRQGLWLRQV 7RPRGLI\WKHGLVSOD\FRQWUDVW 3UHVV 6HOHFW6HWWLQJV 6HOHFW'LVSOD\ 6HOHFW&RQWUDVW $GMXVWWKHFRQWUDVWXVLQJ RU 3UHVV2. WRYDOLGDWHWKHVHWWLQJ 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ $Q\NH\DQVZHU 7KLVIHDWXUHHQDEOHVDQ\NH\H[FHSW DQG1RULQJ 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DQG SUHVV2. , I\RXPDNHDPLVWDNHSUHVV&OHDU DQGHQWHUWKHFRUUHFWGLJLWV OLQJRIWKHVHQXPEHUV $YRLGXVLQJFRGHVVLPLODUWRHPHUJHQF\QXPEHUVVXFKDVRUWRSUHYHQWDFFLGHQWDOGLDO . ((3$5(&25'2)<285&2'(6$1'. ((37+(0, 1$6$)(3/$&( )$, /85(72'262:, //&$86(<28&216, '(5$%/( , 1&219(1, (1&( 3KRQHORFNFRGH $SKRQHORFNFRGHLVVXSSOLHGZLWKWKHSKRQHIRUVHFXULW\SXUSRVHV, W SUHYHQWVXQDXWKRULVHGDFFHVVWRWKHSKRQHDQGWRWKH:$3VHWWLQJV 7KHIDFWRU\VHWWLQJLV:HVXJJHVWWKDW\RXUHVHWWKLVFRGHDQG NHHSLWLQDVDIHSODFHVHSDUDWHIURPWKHSKRQH 7KHSKRQHORFNFRGHLVDOVRUHTXLUHGWRUHVHWWKHFDOOWLPHUV:KHQHQ 7KHPHQX00, 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 7RWXUQRQDQGRIIWKH3, 1 7RFKDQJHWKH3, 1FRGH3, 1PXVWILUVWEHHQDEOHG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, WLV REWDLQHGIURP\RXUVHUYLFHSURYLGHU 7RFKDQJHWKHSDVVZRUG &DOOEDUULQJSDVVZRUG 3UHVV 6HOHFW*606HUYLFHV 6HOHFW&DOOEDUULQJ 6HOHFW&KDQJHSDVVZRUGDQGIROORZWKHGLVSOD\SURPSWV 3UHVV2. [. . . ] 7KHQHZSURILOHZLOODSSHDULQWKHSURILOHVOLVW 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7KHPHQX00, V\VWHP 3UHVV 6HOHFW, QWHUQHW 6HOHFW6HWWLQJV 6HOHFW$FFHVVSDUDPHWHUVDQGLIDFWLYHHQWHUWKHGLJLW ORFNFRGHGHIDXOWFRGHDQGSUHVV2. 6HOHFW3UHIHUUHGEHDUHU6HOHFWWKHEHDUHU&LUFXLWEHDUHU RU3DFNHWVEHDUHUDQGSUHVV6HOHFW 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ 7RFUHDWHDQHZSURILOH 7RPRGLI\WKHDXWRGLVFRQQHFWLRQVHWWLQJVGLVFRQQHFWVWKHPRELOH IURPWKH, QWHUQHWDIWHUDVHWSHULRGRILQDFWLYLW\ 3UHVV 6HOHFW, QWHUQHW 6HOHFW6HWWLQJV 6HOHFW$FFHVVSDUDPHWHUVDQGLIDFWLYHHQWHUWKHGLJLW ORFNFRGHGHIDXOWFRGHDQGSUHVV2. 6HOHFW$XWRGLVFRQQHFW 6HOHFWWKHEHDUHU8VLQJFLUFXLWRU8VLQJSDFNHWVHQWHU WKHSHULRGPLQXWHVDQGSUHVV2. GHDFWLYDWHV WKHDXWRGLVFRQQHFWIXQFWLRQ 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ <RXFDQDOVRDFFHVVWKH, QWHUQHWPHQXGLUHFWO\E\SUHVVLQJWKH, QWHUQHWVRIWNH\IURPWKHVWDQGE\ GLVSOD\SURYLGHG\RXKDYHQ WSHUVRQDOLVHGWKHOHIWVRIWNH\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 6FULSWLQJ )DFWRU\ VHWWLQJV 3UHVV([LW RU WRUHWXUQWRWKHVWDQGE\GLVSOD\ <RXFDQDOVRDFFHVVWKH, QWHUQHWPHQXGLUHFWO\E\SUHVVLQJWKH, QWHUQHWVRIWNH\IURPWKHVWDQGE\ GLVSOD\SURYLGHG\RXKDYHQ WSHUVRQDOLVHGWKHOHIWVRIWNH\, IWKHSKRQHORFNFRGHLVDFWLYHLWZLOO EHUHTXHVWHGZKHQHQWHULQJWKH, QWHUQHWPHQX *RLQJRQOLQHDQGRQWRWKH1HW 7RJDLQDFFHVVWRWKHRQOLQHVHUYLFHVRIIHUHGE\\RXUQHWZRUNRSHUDWRU 3UHVV 6HOHFW, QWHUQHW 6HOHFW+RPHSDJH &RQQHFWLQJWRIROORZHGE\\RXUSUR[\QDPHZLOOEHGLV SOD\HGZKLOVWDFFHVVLVWDNLQJSODFHIROORZHGE\WKHZRUG /RDGLQJRIWKHKRPHSDJH <RXFDQDOVRDFFHVVWKH, QWHUQHWPHQXGLUHFWO\E\SUHVVLQJWKH, QWHUQHWVRIWNH\IURPWKHVWDQGE\ GLVSOD\SURYLGHG\RXKDYHQ WSHUVRQDOLVHGWKHOHIWVRIWNH\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FDQEHVWRUHGDV ERRNPDUNVZKLFKWKHQSURYLGHGLUHFWDFFHVVOLQNVLQWRWKH, QWHUQHW 7KH\FDQRQO\EHXVHGLIDYDLODEOHRQWKHFXUUHQWFRQQHFWLRQVHWWLQJV RI\RXUQHWZRUNRSHUDWRUDQGRU, QWHUQHWSURYLGHU 7KHUHDUHWZRZD\VWRDGGXSWRDPD[LPXPRIERRNPDUNV 'LUHFWO\IURPWKHVWDQGE\GLVSOD\ 3UHVV 6HOHFW, QWHUQHW 6HOHFW%RRNPDUNV 3UHVV2SWLRQV VHOHFW0RGLI\DQGHQWHUWKHIROORZLQJ 2SWLRQ $OLDV +RPHSDJH $FWLRQ 1DPH\RXZLVKWRJLYHWR\RXUERRNPDUN +RPHSDJHDGGUHVVLINQRZQ &UHDWLQJERRNPDUNV 3UHVV2. [. . . ]