User manual ERICSSON T68I

Lastmanuals offers a socially driven service of sharing, storing and searching manuals related to use of hardware and software : user guide, owner's manual, quick start guide, technical datasheets... DON'T FORGET : ALWAYS READ THE USER GUIDE BEFORE BUYING !!!

If this document matches the user guide, instructions manual or user manual, feature sets, schematics you are looking for, download it now. Lastmanuals provides you a fast and easy access to the user manual ERICSSON T68I. We hope that this ERICSSON T68I user guide will be useful to you.

Lastmanuals help download the user guide ERICSSON T68I.


Mode d'emploi ERICSSON T68I
Download
Manual abstract: user guide ERICSSON T68I

Detailed instructions for use are in the User's Guide.

[. . . ] &RQWHQWV *HWWLQJ VWDUWHG 7UDQVIHUULQJ DQG H[FKDQJLQJ LQIRUPDWLRQ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ V\QFKURQL]DWLRQ 0DNH DQG UHFHLYH WKH ILUVW FDOO *HWWLQJ WR NQRZ \RXU SKRQH 3HUVRQDOL]LQJ \RXU SKRQH &DOOLQJ . H\ IXQFWLRQV TXLFN NH\V HQWHULQJ OHWWHUV &KRRVH ULQJ VLJQDO WKHPH DQG RWKHU VHWWLQJV 8VH WKH SKRQH ERRN YRLFH FRQWURO FDOO RSWLRQV 0RUH IHDWXUHV 6HFXULW\ &DOHQGDU DODUP FORFN VWRSZDWFK WLPHU JDPHV 6, 0 FDUG ORFN SKRQH ORFN 7URXEOHVKRRWLQJ :K\ GRHVQ¶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³-RKQ´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³KRPH´ RU ³PRELOH´ , QVWUXFWLRQV DSSHDU 3UHVV <(6 6HOHFW D QXPEHU W\SH <(6 &DOOLQJ 7R PDNH D FDOO )URP VWDQGE\ SUHVV DQG KROG <(6 XQWLO \RX KHDU D WRQH , I QXPEHU GLDOOLQJ 5HOHDVH <(6 OLIW WKH SKRQH WR \RXU HDU DQG VD\ ³GLDO´ 7KH FRPPDQG LV SOD\HG EDFN WR \RX 6D\ WKH SKRQH QXPEHU GLJLW E\ GLJLW DQG HQG WKH SKRQH QXPEHU E\ VD\LQJ ³\HV´ 7KH SKRQH QXPEHU LV SOD\HG EDFN WR \RX DQG WKH FDOO LV FRQQHFWHG , I QDPH GLDOOLQJ 5HOHDVH <(6 OLIW WKH SKRQH WR \RXU HDU DQG VD\ D QDPH IRU H[DPSOH ³-RKQ´ 7KH QDPH LV SOD\HG EDFN WR \RX , I \RX KDYH VHYHUDO QXPEHUV IRU WKDW FRQWDFW DIWHU D VHFRQG WRQH VD\ WKH QXPEHU W\SH IRU H[DPSOH ³KRPH´ 7KH QXPEHU W\SH LV SOD\HG EDFN WR \RX DQG WKH FDOO LV FRQQHFWHG )URP VWDQGE\ \RX FDQ DOVR LQLWLDWH YRLFH GLDOOLQJ YRLFH SURILOHV DQG YRLFH FRQWURO RI VRXQG UHFRUGLQJV E\ 6OLGLQJ DQG KROGLQJ WKH YROXPH NH\ 3UHVVLQJ WKH KDQGVIUHH EXWWRQ ZKHQ XVLQJ D SRUWDEOH KDQGVIUHH RU D %OXHWRRWK KHDGVHW 6D\LQJ WKH PDJLF ZRUG 6HH ³7KH PDJLF ZRUG´ RQ SDJH 9RLFH DQVZHULQJ <RX FDQ DQVZHU RU UHMHFW LQFRPLQJ FDOOV E\ XVLQJ \RXU YRLFH ZKHQ XVLQJ D SRUWDEOH KDQGVIUHH RU D FDU KDQGVIUHH NLW 7R WXUQ RQ YRLFH DQVZHULQJ DQG UHFRUG YRLFH DQVZHU FRPPDQGV 6FUROO WR 6HWWLQJV <(6 9RLFH FRQWURO <(6 9RLFH DQVZHU <(6 6HOHFW 2Q <(6 6HOHFW WKH DFFHVVRULHV \RX ZDQW WR EH DEOH WR XVH ZLWK YRLFH DQVZHULQJ E\ SUHVVLQJ <(6 , QVWUXFWLRQV DSSHDU 3UHVV <(6 /LIW WKH SKRQH WR \RXU HDU ZDLW IRU WKH WRQH DQG VD\ ³$QVZHU´ RU DQRWKHU ZRUG , I WKH UHFRUGLQJ LV 2. SUHVV <(6 , I QRW SUHVV 12 DQG UHSHDW VWHS 6D\ ³%XV\´ RU DQRWKHU ZRUG 3UHVV <(6 7R DQVZHU D FDOO XVLQJ YRLFH FRPPDQGV :KHQ WKH SKRQH ULQJV VD\ ³$QVZHU´ &DOOLQJ 7KH FDOO LV FRQQHFWHG 7R UHMHFW D FDOO XVLQJ YRLFH FRPPDQGV :KHQ WKH SKRQH ULQJV VD\ ³%XV\´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³5HFRUG´ WKHQ SUHVV <(6 6D\ ³3OD\´ SUHVV <(6 7R VWDUW D UHFRUGLQJ XVLQJ D YRLFH FRPPDQG )URP VWDQGE\ SUHVV DQG KROG <(6 XQWLO \RX KHDU D WRQH 5HOHDVH <(6 OLIW WKH SKRQH WR \RXU HDU DQG VD\ ³5HFRUG´ 7KH YRLFH FRPPDQG LV SOD\HG EDFN WR \RX DQG D WRQH LQGLFDWHV WKDW WKH UHFRUGLQJ KDV EHJXQ 7R HQG WKH UHFRUGLQJ SUHVV <(6 7R OLVWHQ WR UHFRUGLQJV XVLQJ D YRLFH FRPPDQG )URP VWDQGE\ SUHVV DQG KROG <(6 XQWLO \RX KHDU D WRQH &DOOLQJ 5HOHDVH <(6 OLIW WKH SKRQH WR \RXU HDU DQG VD\ ³3OD\´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± WU\ VSHDNLQJ PRUH ORXGO\ &DOOLQJ <RX KHOG WKH SKRQH WRR IDU DZD\ ± KROG LW DV \RX GR GXULQJ D FDOO 7KH YRLFH FRPPDQG ZDV WRR VKRUW ± LW VKRXOG EH DURXQG RQH VHFRQG ORQJ DQG PRUH WKDQ RQH V\OODEOH <RX VSRNH WRR ODWH RU WRR VRRQ ± VSHDN LPPHGLDWHO\ DIWHU WKH WRQH <RX GLG QRW UHFRUG WKH YRLFH FRPPDQG ZKHQ WKH KDQGVIUHH ZDV DWWDFKHG ± IRU YRLFH FRQWURO ZLWK D KDQGVIUHH NLW UHFRUG ZKHQ WKH KDQGVIUHH LV DWWDFKHG <RX XVHG DQRWKHU LQWRQDWLRQ ±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±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³$GYDQFHG VHWWLQJ LQIRUPDWLRQ´ RQ SDJH IRU PRUH LQIRUPDWLRQ 3UHVV 12 WR FDQFHO LQVWDOODWLRQ $ QHZ UHTXHVW IRU VHWWLQJV LV WKHQ UHTXLUHG DV LQ VWHS $IWHU LQVWDOODWLRQ VHH ³8VLQJ PRELOH , QWHUQHW´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± WKH DGGUHVV RI WKH H[WHUQDO GDWD QHWZRUN \RX ZDQW WR FRQQHFW WR HLWKHU DQ , 3 DGGUHVV RU D WH[W VWULQJ 8VHU LG ± \RXU XVHU LG WR ORJ RQ WR WKH H[WHUQDO GDWD QHWZRUN 3DVVZRUG ± \RXU SDVVZRUG WR ORJ RQ WR WKH H[WHUQDO GDWD QHWZRUN 3DVVZG UHTXHVW 3DVVZRUG UHTXHVW ± LI WKLV VHWWLQJ LV RQ \RX DUH DVNHG IRU D SDVVZRUG HDFK WLPH \RX ORJ RQ WR WKH H[WHUQDO GDWD QHWZRUN 3UHI VHUYLFH 3UHIHUUHG VHUYLFH ± LI \RX ZDQW WR EH DEOH WR DFFHSW LQFRPLQJ FDOOV GXULQJ D *356 VHVVLRQ VHOHFW $XWRPDWLF , I QRW VHOHFW *356 RQO\ , 3 DGGUHVV ± WKH , 3 DGGUHVV WKDW WKH SKRQH XVHV ZKHQ FRPPXQLFDWLQJ ZLWK WKH QHWZRUN , I \RX GR QRW HQWHU DQ DGGUHVV WKH QHWZRUN SURYLGHV \RX ZLWK D WHPSRUDU\ , 3 DGGUHVV $GYDQ VHWWLQJV $GYDQFHG VHWWLQJV ± WKHVH DUH RSWLRQDO &RQVXOW \RXU QHWZRUN RSHUDWRU *60 VHWWLQJV LQFOXGH VRPH VHWWLQJV WKDW DUH VLPLODU WR *356 VHWWLQJV DQG VRPH ZKLFK DUH *60 VSHFLILF DV IROORZV 3KRQH QR ± WKH SKRQH QXPEHU RI \RXU , QWHUQHW VHUYLFH SURYLGHU 'DWD UDWH ± VHOHFW WKH VSHHG \RX ZDQW IRU WKH FRQQHFWLRQ 'LDO W\SH ±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³, FRQV´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³'DWD DFFRXQW VHWWLQJV´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³(PDLO´ RQ SDJH IRU LQIRUPDWLRQ DERXW KRZ WR XVH HPDLO 0HVVDJLQJ <RXU SKRQH VXSSRUWV YDULRXV PHVVDJLQJ VHUYLFHV WH[W PHVVDJHV FKDW PHVVDJHV PXOWLPHGLD PHVVDJHV DQG HPDLO 3OHDVH FRQWDFW \RXU VHUYLFH SURYLGHU IRU GHWDLOV RQ ZKLFK VHUYLFHV \RX FDQ XVH 7H[W PHVVDJHV 7H[W PHVVDJHV FDQ EH VHQW WR RQH SHUVRQ RU WR D JURXS RI UHFLSLHQWV WKDW \RX KDYH VDYHG LQ WKH SKRQH ERRN VHH ³*URXSV´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³ ´ VLJQ DQG FRXQWU\ FRGH <(6 6HQGLQJ WH[W PHVVDJHV )RU LQIRUPDWLRQ DERXW HQWHULQJ OHWWHUV VHH ³(QWHULQJ OHWWHUV´ RQ SDJH 7R ZULWH DQG VHQG D WH[W PHVVDJH 6FUROO WR 0HVVDJHV <(6 606 <(6 :ULWH QHZ <(6 :ULWH \RXU PHVVDJH <(6 (QWHU WKH UHFLSLHQW¶V SKRQH QXPEHU RU UHWULHYH D QXPEHU RU D JURXS IURP WKH SKRQH ERRN 3UHVV <(6 WR VHQG WKH PHVVDJH 1RWH , I \RX VHQG D WH[W PHVVDJH WR D JURXS \RX DUH FKDUJHG IRU HDFK PHPEHU RI WKDW JURXS 7R LQVHUW DQ LWHP LQ D WH[W PHVVDJH 6FUROO WR 0HVVDJHV <(6 606 <(6 :ULWH QHZ <(6 :KLOH ZULWLQJ \RXU PHVVDJH SUHVV 6HOHFW , QVHUW LWHP <(6 6HOHFW 3LFWXUH 6RXQG 0HORG\ RU $QLPDWLRQ <(6 6HOHFW DQ LWHP <(6 7KHQ SUHVV <(6 DJDLQ WR FRQILUP 0HVVDJLQJ 7H[W IRUPDWWLQJ <RX FDQ FKDQJH WKH VW\OH VL]H DQG DOLJQPHQW RI WKH WH[W DQG FUHDWH QHZ SDUDJUDSKV LQ D WH[W PHVVDJH 7R IRUPDW WKH WH[W LQ D WH[W PHVVDJH 6FUROO WR 0HVVDJHV <(6 606 <(6 :ULWH QHZ <(6 :ULWH WKH WH[W PHVVDJH +LJKOLJKW WKH WH[W \RX ZDQW WR IRUPDW E\ VOLGLQJ WKH YROXPH NH\ XS ZKLOH VFUROOLQJ ZLWK WKH MR\VWLFN 3UHVV 6HOHFW 7H[W IRUPDW <(6 7KHQ VHOHFW 7H[W VW\OH 7H[W VL]H $OLJQPHQW RU 1HZ SDUDJU <(6 6HOHFW D WH[W IRUPDW <(6 5HFHLYLQJ WH[W PHVVDJHV :KHQ \RX UHFHLYH D WH[W PHVVDJH WKH SKRQH EHHSV DQG WKH PHVVDJH 1HZ PHVVDJH 5HDG QRZ" DSSHDUV LQ WKH GLVSOD\ , I \RX UHFHLYH D WH[W PHVVDJH IURP VRPHRQH \RX KDYH VDYHG DV D FRQWDFW LQ \RXU SKRQH ERRN WKH QDPH RU SLFWXUH DVVRFLDWHG ZLWK WKDW FRQWDFW DSSHDUV LQ WKH GLVSOD\ DORQJ ZLWK WKH WH[W PHVVDJH 7R DGG D SLFWXUH WR D SKRQH ERRN FRQWDFW VHH ³7R DGG D SLFWXUH WR D SKRQH ERRN FRQWDFW´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± 7KH SKRQH VXSSRUWV GLIIHUHQW W\SHV RI PHVVDJHV <RXU VHUYLFH SURYLGHU PD\ RIIHU WKH IDFLOLW\ RI FRQYHUWLQJ D WH[W PHVVDJH LQWR D IRUPDW HPDLO RU ID[ IRU H[DPSOH WKDW VXLWV WKH HTXLSPHQW WKDW LV JRLQJ WR UHFHLYH WKH PHVVDJH 9DOLGLW\ 3HULRG ± , I \RXU PHVVDJH FDQQRW EH GHOLYHUHG IRU H[DPSOH LI WKH UHFLSLHQW KDV WXUQHG RII WKH SKRQH \RXU VHUYLFH FHQWUH FDQ VDYH WKH PHVVDJH WR VHQG LW ODWHU 5HSO\ 5HTXHVW ± , QFOXGH D UHSO\ UHTXHVW LI \RX ZDQW WKH UHFLSLHQW RI \RXU PHVVDJH WR UHSO\ 6WDWXV UHTXHVW ± &KHFN LI D PHVVDJH KDV EHHQ GHOLYHUHG 7R VHW D GHIDXOW PHVVDJH RSWLRQ 6FUROO WR 0HVVDJHV <(6 606 <(6 2SWLRQV 6HOHFW DQ RSWLRQ <(6 6HOHFW 6HW GHIDXOW <(6 6HOHFW DQ RSWLRQ <(6 <(6 0HVVDJLQJ 7R WXUQ VHW RQ VHQG RQ RU RII 5HSHDW VWHSV DQG DERYH WKHQ VHOHFW 6HW RQ VHQG <(6 7R UHTXHVW D VWDWXV UHSRUW 6FUROO WR 0HVVDJHV <(6 606 <(6 6HQW LWHPV 6HOHFW D PHVVDJH SUHVV <(6 WZLFH 6HOHFW 6WDWXV UHTXHVW <(6 7R FKHFN WKH VWDWXV RI D VHQW PHVVDJH 6FUROO WR 0HVVDJHV <(6 606 <(6 6HQW LWHPV VHOHFW D WH[W PHVVDJH <(6 9LHZ VWDWXV <(6 7R VWDUW D FKDW VHVVLRQ 6FUROO WR 0HVVDJHV <(6 &KDW <(6 (QWHU WKH UHFLSLHQW¶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¶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³7R VHW WKH VHUYLFH FHQWUH QXPEHU´ RQ SDJH <RX KDYH HQWHUHG WKH :$3 VHWWLQJV 6HH ³$GYDQFHG VHWWLQJ LQIRUPDWLRQ´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¶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³'DWD DFFRXQW VHWWLQJV´ RQ SDJH 6HW XS DQG VHOHFW DQ HPDLO DFFRXQW 6HH ³(PDLO DFFRXQW VHWWLQJV´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³6HWWLQJ XS PRELOH , QWHUQHW´ RQ SDJH 1RWH 6HH ³(PDLO DFFRXQW VHWWLQJV´ RQ SDJH RU ³(PDLO´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³2SWLRQV ZKHQ EURZVLQJ´ RQ SDJH IRU PRUH LQIRUPDWLRQ 'HOHWH 'HOHWH WKH ERRNPDUN :$3 SXVK PHVVDJHV <RX FDQ UHFHLYH SXVK PHVVDJHV YLD :$3 6HUYLFHV 7KLV PHDQV WKDW D VHUYLFH SURYLGHU VHQGV :$3 FRQWHQW WR \RXU SKRQH ZLWKRXW \RX KDYLQJ WR GR DQ\WKLQJ <RX FDQ IRU H[DPSOH JHW XSGDWHG QHZV RU QHZ :$3 VHWWLQJV IURP \RXU VHUYLFH SURYLGHU 7KHUH DUH WZR NLQGV RI SXVK PHVVDJHV 8VLQJ PRELOH , QWHUQHW 7H[W PHVVDJHV WKDW LQIRUP \RX DERXW :$3 VHUYLFHV E\ VHQGLQJ D OLQN 7R JR WR WKH :$3 VHUYLFH FOLFN WKH OLQN 8SGDWHG LQIRUPDWLRQ IURP D :$3 VHUYLFH LV VHQW WR DSSHDU LQ WKH :$3 EURZVHU 5HFHLYLQJ D SXVK PHVVDJH <RX FDQ VHW \RXU SKRQH WR HLWKHU DFFHSW RU UHMHFW SXVK PHVVDJHV 7KLV LV YDOLG IRU DOO \RXU :$3 SURILOHV 7R VHW SXVK PHVVDJH DFFHSWDQFH 6FUROO WR :$3 VHUYLFHV <(6 2SWLRQV <(6 &RPPRQ <(6 3XVK DFFHVV <(6 6HOHFW RQH RI WKH IROORZLQJ VHWWLQJV 2Q <RX DOORZ SXVK PHVVDJHV 3URPSW <RX DOORZ SXVK PHVVDJHV EXW RQO\ ZKHQ \RX FRQILUP 2II <RX GR QRW DOORZ SXVK PHVVDJHV :KHQ \RX UHFHLYH D SXVK PHVVDJH LW FRPHV WR WKH 3XVK LQER[ ZKHUH \RX FDQ UHVSRQG WR LW 7R UHVSRQG WR D SXVK PHVVDJH 6FUROO WR :$3 VHUYLFHV <(6 3XVK LQER[ RQH RI WKH IROORZLQJ <(6 3RVWSRQH 6DYH WKH PHVVDJH WR EH ORDGHG ODWHU /RDG 7KH EURZVHU VWDUWV DQG ORDGV WKH :$3 VLWH VR WKDW \RX FDQ VHH WKH SXVK FRQWHQW 'HOHWH 'HOHWHV WKH SXVK PHVVDJH 6WRUHG LQIRUPDWLRQ , W LV DGYLVDEOH WR FOHDU DQ\ VHQVLWLYH LQIRUPDWLRQ DERXW SUHYLRXVO\ YLVLWHG :$3 VHUYLFHV 7KLV LV WR DYRLG D VHFXULW\ ULVN LI \RXU SKRQH LV PLVSODFHG ORVW RU VWROHQ 7KH IROORZLQJ FRXOG EH VHQVLWLYH &OHDU FDFKH 6WRUHG LQIRUPDWLRQ ZKLFK LV IUHTXHQWO\ XVHG WR LPSURYH IUHTXHQW PHPRU\ DFFHVV 3DVVZRUG OLVW 3DVVZRUG LQIRUPDWLRQ IRU LQWHUQHW VHUYHU DFFHVV &RRNLHV , QIRUPDWLRQ GHSRVLWHG IURP LQWHUQHW VHUYHUV WR LPSURYH IUHTXHQW DFFHVV 3XVK LQER[ 5HFHLYHG LQIRUPDWLRQ IURP VHUYLFHV 7R FOHDU FDFKH SDVVZRUG OLVW FRRNLHV RU SXVK LQER[ 6FUROO WR :$3 VHUYLFHV <(6 $GYDQFHG <(6 6HOHFW WKH LQIRUPDWLRQ WR EH FOHDUHG 3UHVV <(6 WR FRQILUP DQG VHOHFW 8VLQJ PRELOH , QWHUQHW 7UDQVIHUULQJ DQG H[FKDQJLQJ LQIRUPDWLRQ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ <RXU SKRQH KDV EXLOWLQ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ ZKLFK PDNHV LW SRVVLEOH IRU \RX WR FRQQHFW \RXU SKRQH ZLUHOHVVO\ WR RWKHU %OXHWRRWK GHYLFHV VXFK DV D KHDGVHW 3& RU GLJLWDO FDPHUD <RX FDQ IRU H[DPSOH KDYH D FRQYHUVDWLRQ YLD D FRUGOHVV %OXHWRRWK KHDGVHW RU EURZVH WKH , QWHUQHW ZLUHOHVVO\ FRQQHFWHG YLD D PRELOH SKRQH <RX FDQ DXWRPDWLFDOO\ V\QFKURQL]H LQIRUPDWLRQ LQ \RXU SKRQH DQG \RXU 3& <RX FDQ DOVR H[FKDQJH IRU H[DPSOH EXVLQHVV FDUGV FDOHQGDU LWHPV DQG SLFWXUHV 1RWH :H UHFRPPHQG WKDW \RXU SKRQH DQG WKH %OXHWRRWK GHYLFH \RX DUH FRPPXQLFDWLQJ ZLWK DUH ZLWKLQ D UDQJH RI PHWUHV 7KH FRQQHFWLRQ PD\ EH LPSURYHG LI WKHUH DUH QR VROLG REMHFWV LQ EHWZHHQ \RXU SKRQH DQG WKH RWKHU %OXHWRRWK GHYLFH %HIRUH \RX VWDUW 7R FRPPXQLFDWH ZLWK DQRWKHU %OXHWRRWK GHYLFH \RX ILUVW QHHG WR SDLU \RXU SKRQH ZLWK WKH GHYLFH ±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³2SHUDWLRQ PRGHV´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± WKH SKRQH FDQQRW VHQG RU UHFHLYH DQ\ LQIRUPDWLRQ $XWRPDWLF ± WKH %OXHWRRWK IXQFWLRQ LV WXUQHG RQ DXWRPDWLFDOO\ ZKHQ \RX VWDUW VHQGLQJ LQIRUPDWLRQ VXFK DV D EXVLQHVV FDUG RU ZKHQ \RX DQVZHU RU PDNH D FDOO YLD WKH %OXHWRRWK KHDGVHW 2Q ± WKH %OXHWRRWK IXQFWLRQ LV DFWLYDWHG DOO WKH WLPH XQWLO \RX FKDQJH WKH PRGH 7KH SKRQH FDQ VHQG DQG UHFHLYH LQIRUPDWLRQ WR DQG IURP D SDLUHG %OXHWRRWK GHYLFH 5HFHLYH ±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± WKH %OXHWRRWK IXQFWLRQ LV RQ DQG WKH SKRQH LV FKDUJLQJ %OXH OLJKW IODVKLQJ VORZO\ ± WKH %OXHWRRWK IXQFWLRQ LV RQ EXW QR *60 QHWZRUN LV ZLWKLQ UDQJH %OXH OLJKW IODVKLQJ UDSLGO\ ± WKH %OXHWRRWK IXQFWLRQ LV RQ DQG \RX DUH UHFHLYLQJ DQ LWHP RU D SDLULQJ UHTXHVW *UHHQ DQG EOXH OLJKW DOWHUQDWLQJ VORZO\ ± WKH %OXHWRRWK IXQFWLRQ LV RQ DQG D *60 QHWZRUN LV ZLWKLQ UDQJH *UHHQ DQG EOXH OLJKW DOWHUQDWLQJ UDSLGO\ ±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m 3' 3" 30°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± IRU LQIUDUHG FRPPXQLFDWLRQ %OXHWRRWK ± IRU FRPPXQLFDWLRQ YLD %OXHWRRWK ZLUHOHVV WHFKQRORJ\ 6HOHFW D GHYLFH WR V\QFKURQL]H ZLWK IURP D OLVW RI SDLUHG GHYLFHV DQG SUHVV <(6 6HH ³3DLULQJ´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³:$3 SURILOH VHWWLQJV´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³H[WUD FDOHQGDU´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³7R RSHQ FRGH PHPR IRU WKH ILUVW WLPH´ RQ SDJH &DOHQGDU <RX FDQ XVH WKH FDOHQGDU WR NHHS WUDFN RI LPSRUWDQW PHHWLQJV WKDW \RX QHHG WR DWWHQG SKRQH FDOOV WKDW \RX QHHG WR PDNH RU WDVNV WKDW \RX QHHG WR GR <RXU SKRQH 7R RSHQ FRGH PHPR 6FUROO WR 2UJDQL]HU <(6 &RGH PHPR <(6 (QWHU \RXU SDVVZRUG <(6 <RXU HQWHUHG FKHFNZRUG DSSHDUV :KHQ WKH GHFU\SWLRQ SURFHVV KDV ILQLVKHG \RXU FRGHV DUH VKRZQ 0RUH IHDWXUHV KDV WZR FDOHQGDUV IRU H[DPSOH WR VHSDUDWH \RXU ZRUN IURP \RXU SULYDWH OLIH &DOHQGDU ± \RXU RUGLQDU\ FDOHQGDU WKDW FDQ EH V\QFKURQL]HG ZLWK D 3& FDOHQGDU RU XVLQJ :$3 ZLWK D FDOHQGDU RQ WKH :HE ([WUD FDOHQGDU ±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³9RLFH FRQWURO´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³5HPDLQLQJ WLPH´ <(6 7R HUDVH RU UHQDPH D VRXQG UHFRUGLQJ 6FUROO WR )XQ *DPHV <(6 6RXQG UHFRUGHU <(6 3UHVV GRZQ WR VFUROO WR WKH UHFRUGLQJ \RX ZLVK WR HUDVH RU UHQDPH 3UHVV ZKHQ WKH UHFRUGLQJ LV KLJKOLJKWHG 6HOHFW (UDVH RU 5HQDPH <(6 7R HUDVH DOO UHFRUGLQJV 3URFHHG DV DERYH EXW VHOHFW (UDVH DOO LQVWHDG RI (UDVH 6HWWLQJV <RX FDQ FKRRVH WR VKRZ WKH GDWH DQG WLPH RU OHQJWK RI WKH UHFRUGLQJ RU ERWK 7R VHW WKH YLHZ RI \RXU UHFRUGLQJV 6FUROO WR )XQ *DPHV <(6 6RXQG UHFRUGHU 6FUROO WR D UHFRUGLQJ 3UHVV 6HOHFW 6HW YLHZ <(6 6HOHFW 'DWH DQG WLPH RU /HQJWK RU ERWK <(6 <(6 *DPHV <RXU SKRQH KDV VHYHUDO JDPHV <RX FDQ SOD\ VRPH RI WKH JDPHV ZLWK DQRWKHU SHUVRQ ERWK XVLQJ \RXU SKRQH RU \RX FDQ SOD\ RQ WZR SKRQHV XVLQJ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ , 5 RU WH[W PHVVDJLQJ +HOS WH[WV DUH DYDLODEOH LQ HDFK JDPH 7R VWDUW D JDPH 6FUROO WR )XQ *DPHV <(6 *DPHV <(6 6HOHFW D JDPH <(6 6HOHFW 1HZ JDPH RU 5HVXPH JDPH <(6 6WDUW WKH JDPH +RZ WR FRQWURO WKH JDPHV 8VH WKH MR\VWLFN WR PRYH XS GRZQ OHIW RU ULJKW DQG WR VHOHFW DQ LWHP RU XVH WKH NH\V DV IROORZV XS OHIW SDXVH VDYH DQG TXLW XQGR GRZQ ULJKW VHOHFWGHVHOHFW FRQILUP UHVHW 0RUH IHDWXUHV (UL[ 7KH DLP RI (UL[ LV WR EODFN RXW WKH GLVSOD\ ZLWKRXW EHLQJ KLW E\ D EDOO *DPH 7KH DLP RI *DPH LV WR VKRRW WKH DOLHQ LQYDGHUV EHIRUH WKH\ NLGQDS DQG NLOO DOO KXPDQV RQ WKH SODQHW <RX FRQWURO D ILJKWHU FUDIW HTXLSSHG ZLWK D JXQ DQG VPDUW ERPEV 4 7KH DLP RI 4 LV WR JHW DOO WKH FRORXUHG EDOOV WKURXJK WKHLU SRUWDOV 7KH UHG EDOO JRHV LQWR WKH UHG SRUWDO DQG VR RQ 5LSSOH 7KH DLP RI 5LSSOH LV WR WXUQ DV PDQ\ SLHFHV DV SRVVLEOH LQWR \RXU FRORXU %ODFN DOZD\V EHJLQV WKH JDPH 6ROLWDLUH 7KH DLP RI DOO WKH 6ROLWDLUH JDPHV $UL]RQD )RXU 6HDVRQV 1RUWK :HVW 7HUULWRULHV . ORQGLNH LV WR IRUP IRXU SLOHV RI FDUGV RQH SHU VXLW UXQQLQJ IURP DFH WR NLQJ VHOHFW FDUG FRQILUP PRYH GHDO IURP GHFN SXW FDUG RQ IRXQGDWLRQ SLOH YLHZ FXUUHQW SLOH DFFHVV GHFN 7HWULV 7KH DLP RI 7HWULV LV WR SUHYHQW WKH EORFNV IURP UHDFKLQJ WKH WRS RI WKH SOD\LQJ ERDUG (DFK WLPH \RX ILOO D OLQH WKDW OLQH GLVDSSHDUV 1RWHV , I \RX QHHG WR UHPHPEHU WKLQJV \RX FDQ PDNH D QRWH RI LW LQ \RXU SKRQH <RX FDQ DGG HGLW GHOHWH RU VHQG D QRWH <RX FDQ VDYH XS WR QRWHV GHSHQGLQJ RQ WKH VL]H RI HDFK LWHP 7R DGG D QRWH 6FUROO WR ([WUDV <(6 1RWHV (QWHU WKH QRWH <(6 <(6 $GG QRWH <(6 7R YLHZ WKH QRWHV 6FUROO WR ([WUDV <(6 1RWHV <(6 $ OLVW ZKLFK VKRZV WKH EHJLQQLQJ RI HDFK QRWH DSSHDUV 6HOHFW WKH QRWH WKDW \RX ZDQW WR YLHZ <(6 0RUH IHDWXUHV 1RWH $ QRWH ZLWK DQ LFRQ LV D SRVWHG QRWH VHH ³3RVW QRWH´ RQ SDJH 7R HGLW D QRWH 6FUROO WR ([WUDV <(6 1RWHV <(6 6HOHFW WKH QRWH WKDW \RX ZDQW WR HGLW DQG SUHVV (GLW <(6 (GLW WKH QRWH DQG SUHVV <(6 WR VDYH 3RVW QRWH <RX FDQ GLVSOD\ RQH QRWH LQ WKH VWDQGE\ PRGH DV D UHPLQGHU 7R GLVSOD\ D QRWH LQ VWDQGE\ 3UHVV DQG VFUROO WR 3RVW QRWH <(6 6HOHFW WKH QRWH \RX ZDQW WR GLVSOD\ LQ VWDQGE\ RU VHOHFW $GG QRWH WR ZULWH D QHZ QRWH <(6 , I WKH QRWH LV ORQJ DQG \RX FDQQRW VHH DOO RI LW SUHVV 6KRZ QRWH <(6 7R WXUQ RII WKH QRWH LQ VWDQGE\ SUHVV +LGH QRWH <(6 ([FKDQJLQJ QRWHV <RX FDQ VHQG DQG UHFHLYH QRWHV XVLQJ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ RU WKH LQIUDUHG SRUW 7R VHQG D QRWH 6HOHFW D QRWH DQG SUHVV WR GLVSOD\ WKH OLVW RI RSWLRQV 6HOHFW 6HQG <(6 6HOHFW D WUDQVIHU PHWKRG <(6 0DNH VXUH WKDW WKH LQIUDUHG SRUWV DUH IDFLQJ HDFK RWKHU RU WKDW WKH %OXHWRRWK RSHUDWLRQ PRGH LV VHW WR $XWRPDWLF RU 2Q 7R UHFHLYH D QRWH , I UHFHLYLQJ YLD WKH LQIUDUHG SRUW IURP VWDQGE\ SUHVV DQG VFUROO WR 5HFHLYH <(6 9LD , 5 <(6 7KH LQIUDUHG SRUW LV RQ IRU PLQXWHV , I UHFHLYLQJ YLD %OXHWRRWK ZLUHOHVV WHFKQRORJ\ IURP VWDQGE\ SUHVV DQG VFUROO WR 5HFHLYH <(6 9LD %OXHWRRWK <(6 7KH %OXHWRRWK IXQFWLRQ LV RQ IRU WKUHH PLQXWHV $GG QRWH" DSSHDUV 3UHVV <(6 WR VDYH WKH QRWH DPRQJ \RXU RWKHU QRWHV 0RUH IHDWXUHV 6HFXULW\ 6, 0 FDUG ORFN 7KH 6, 0 FDUG ORFN SURWHFWV \RXU VXEVFULSWLRQ EXW QRW \RXU SKRQH LWVHOI IURP XQDXWKRUL]HG XVH , I \RX FKDQJH 6, 0 FDUGV WKH SKRQH VWLOO ZRUNV ZLWK WKH QHZ 6, 0 FDUG 0RVW 6, 0 FDUGV DUH ORFNHG DW WKH WLPH RI SXUFKDVH , I WKH 6, 0 FDUG ORFN LV RQ \RX KDYH WR HQWHU D ³3, 1´ 3HUVRQDO , GHQWLW\ 1XPEHU HYHU\ WLPH \RX WXUQ RQ \RXU SKRQH , I \RX HQWHU \RXU 3, 1 LQFRUUHFWO\ WKUHH WLPHV LQ D URZ WKH 6, 0 FDUG LV EORFNHG 7KLV LV LQGLFDWHG E\ WKH PHVVDJH 3, 1 EORFNHG 7R XQEORFN LW \RX QHHG WR HQWHU \RXU ³38. ´ 3HUVRQDO 8QEORFNLQJ . H\ <RXU 3, 1 DQG 38. DUH VXSSOLHG E\ \RXU RSHUDWRU 7R XQEORFN \RXU 6, 0 FDUG 3, 1 EORFNHG DSSHDUV LQ WKH GLVSOD\ (QWHU \RXU 38. DQG SUHVV <(6 (QWHU D QHZ IRXU WR HLJKWGLJLW 3, 1 DQG SUHVV <(6 5HHQWHU WKH QHZ 3, 1 WR FRQILUP DQG SUHVV <(6 1RWH , I WKH PHVVDJH ³&RGHV GR QRW PDWFK´ DSSHDUV \RX HQWHUHG WKH QHZ 3, 1 LQFRUUHFWO\ , I WKH PHVVDJH ³:URQJ 3, 1´ DSSHDUV IROORZHG E\ ³2OG 3, 1´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³6, 0 FDUG DQG EDWWHU\ LQIRUPDWLRQ´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³6, 0 FDUG DQG EDWWHU\ LQIRUPDWLRQ´ RQ SDJH , QVHUW FRUUHFW 6, 0 FDUG 7KH SKRQH LV VHW WR ZRUN RQO\ ZLWK FHUWDLQ 6, 0 FDUGV , QVHUW WKH FRUUHFW 6, 0 FDUG 626 FDOOV RQO\ <RX DUH ZLWKLQ UDQJH RI D QHWZRUN EXW \RX DUH QRW DOORZHG WR XVH LW +RZHYHU LQ DQ HPHUJHQF\ VRPH RSHUDWRUV DOORZ \RX WR FDOO WKH LQWHUQDWLRQDO HPHUJHQF\ QXPEHU 6HH ³0DNLQJ HPHUJHQF\ FDOOV´ RQ SDJH 1R QHWZRUN 7KHUH LV QR QHWZRUN ZLWKLQ UDQJH RU WKH UHFHLYHG VLJQDO LV WRR ZHDN <RX KDYH WR PRYH WR JHW D VLJQDO WKDW LV VWURQJ HQRXJK :URQJ 3, 1:URQJ 3, 1 <RX KDYH HQWHUHG \RXU 3, 1 RU 3, 1 LQFRUUHFWO\ (QWHU WKH FRUUHFW 3, 1 RU 3, 1 DQG SUHVV <(6 6HH ³6, 0 FDUG ORFN´ RQ SDJH &RGHV GR QRW PDWFK :KHQ \RX ZDQW WR FKDQJH D VHFXULW\ FRGH IRU H[DPSOH \RXU 3, 1 \RX KDYH WR FRQILUP WKH QHZ FRGH E\ HQWHULQJ LW DJDLQ 7KH WZR FRGHV WKDW \RX KDYH HQWHUHG GR QRW PDWFK 6HH ³6, 0 FDUG ORFN´ RQ SDJH 3, 1 EORFNHG3, 1 EORFNHG <RX KDYH HQWHUHG \RXU 3, 1 RU 3, 1 LQFRUUHFWO\ WKUHH WLPHV LQ D URZ 7R XQEORFN VHH ³6, 0 FDUG ORFN´ RQ SDJH 38. EORFNHG ± FRQWDFW RSHUDWRU <RX HQWHUHG \RXU SHUVRQDO XQEORFNLQJ NH\ FRGH 38. LQFRUUHFWO\ WLPHV LQ D URZ &RQWDFW \RXU QHWZRUN RSHUDWRU RU VHUYLFH SURYLGHU 7URXEOHVKRRWLQJ 3KRQH ORFNHG 7KH SKRQH LV ORFNHG 7R XQORFN WKH SKRQH VHH ³3KRQH ORFN´ RQ SDJH 3KRQH ORFN FRGH <RXU SKRQH FRPHV ZLWK WKH SKRQH ORFN FRGH <RX FDQ FKDQJH LW WR DQ\ IRXU WR HLJKWGLJLW FRGH 6HH ³3KRQH ORFN´ RQ SDJH 1XPEHU QRW SHUPLWWHG 7KH )L[HG 'LDOOLQJ IXQFWLRQ LV RQ DQG WKH QXPEHU \RX KDYH GLDOOHG LV QRW RQ \RXU IL[HG QXPEHUV OLVW 6HH ³)L[HG GLDOOLQJ´ RQ SDJH &KDUJLQJ DOLHQ EDWWHU\ 7KH EDWWHU\ \RX DUH XVLQJ LV QRW DQ (ULFVVRQDSSURYHG EDWWHU\ DQG LV FKDUJLQJ VORZO\ IRU VDIHW\ UHDVRQV $GGLWLRQDO LQIRUPDWLRQ (ULFVVRQ 0RELOH , QWHUQHW 7KH (ULFVVRQ 0RELOH , QWHUQHW LV D VHUYLFH VXSSOLHG E\ (ULFVVRQ WR PDNH LW HDVLHU IRU \RX WR FRPPXQLFDWH DQG UHFHLYH LQIRUPDWLRQ TXLFNO\ ZKHUHYHU \RX DUH , W JLYHV \RX DFFHVV WR YDULRXV PHVVDJLQJ VHUYLFHV RQOLQH FXVWRPHU VHUYLFHV XVHU¶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¶V DQWHQQD LV QRW GDPDJHG 'R QRW UHPRYH WKH DQWHQQD \RXUVHOI , I \RXU PRELOH SKRQH¶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¶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³*XLGHOLQHV IRU OLPLWLQJ H[SRVXUH WR WLPHYDU\LQJ HOHFWULF PDJQHWLF DQG HOHFWURPDJQHWLF ILHOGV XS WR *+] ´ +HDOWK 3K\VLFV YRO SS $SULO (& ³&RXQFLO 5HFRPPHQGDWLRQ RI -XO\ RQ WKH OLPLWDWLRQ RI H[SRVXUH RI WKH JHQHUDO SXEOLF WR HOHFWURPDJQHWLF ILHOGV +] WR *+] ´ 2IILFLDO -RXUQDO RI WKH (XURSHDQ &RPPXQLWLHV , ((( & ³6DIHW\ OHYHOV ZLWK UHVSHFW WR KXPDQ H[SRVXUH WR UDGLR IUHTXHQF\ HOHFWURPDJQHWLF ILHOGV N+] WR *+]´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¶¶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¶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¶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¶V VWDWXWRU\ ULJKWV XQGHU DSSOLFDEOH QDWLRQDO OHJLVODWLRQ LQ IRUFH QRU WKH FRQVXPHU¶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

DISCLAIMER TO DOWNLOAD THE USER GUIDE ERICSSON T68I

Lastmanuals offers a socially driven service of sharing, storing and searching manuals related to use of hardware and software : user guide, owner's manual, quick start guide, technical datasheets...
In any way can't Lastmanuals be held responsible if the document you are looking for is not available, incomplete, in a different language than yours, or if the model or language do not match the description. Lastmanuals, for instance, does not offer a translation service.

Click on "Download the user manual" at the end of this Contract if you accept its terms, the downloading of the manual ERICSSON T68I will begin.

Search for a user manual

 

Copyright © 2015 - LastManuals - All Rights Reserved.
Designated trademarks and brands are the property of their respective owners.

flag