User manual HASBRO LIFE THE GAME OF-TWISTS AND TURNS

[. . . ] For 2 to 4 Players I AGES 9+ CONTENTS Electronic LlFEPod - 4 Visa Game Cards Gameboard 4 Scorecards 12 Double-sided Career Cards 4 LlFEPod ReferenceCards 20 Arrow Clips 4 Skateboard Pawns (with 4 economy and 4 luxury car upgrades) 84 LlFE Cards Quick Rules Card i 1 Travel around the gameboardand experience all that LlFE has to offer!Visit the four sections of the gameboardor focus on just one. Buy a house, buy a car, start a family. . These things could give you money or LlFE Points or they could take them away. [. . . ] In real life, experts say that someone with a Ph. D. or professional degree (like a lawyer or doctor) will likely earn $2 million to $3 million more than a high school grad over a lifetime of work. Sometimes in the game you'll have an opportunity to choose a new career or start over on a new LlFE Path. Doing so may requireadditional education or reduce your salary initially, but it may be worth it to you in the long run. In real life, the average person holds 10 or more jobs during a lifetime, so always keep your resume up to date, just in case you want to changejobs or careers. On theMLeam It"track, you can earn LIFE Points for leaming creative pursuits outside a college degree program, such as pottery classes, joining a nature club or leamingsign language. However, you can also lose pointsfor missed leaming opportunities, like failing auto repair class. In your own life, you'll need to develop practical life skills, such as managingyour personal finances, to handle whatever life throws your way. -The LlFE Points you earn sometimes far outweigh salary advances, reflecting the importanceof gaining life experience outside a job. For example, one of the Life Cards awards 800 pointsfor volunteering with your favorite charity. Keep in mind that in real life, expected and unexpected events - such as marriage, starting a family, health issues and accidents - can significantly impact your finanaal stability. Don't buy more car than you can afford. You want to make sure you earn enough money to support your lifestyle while staying out of debt. At 10% interest charged each turn, outstanding debt is pretty expensive. In real life, new cars lose 20% of their value the minute you drive off the lot and they further depreciateevery year. Cars may be a necessity, but they're rarely a profitable investment. In real life, when buying a car you'll also need to factor in the costs of insurance, gas, repairs and regular maintenanceto know whether or not you can afford it And rememberthat larger, more expensive cars often have higher insurance rates and provide lower gas mileage, making them more expensiveto drive. afford to buy a new car and pay for all the other related expenses, consider buying a used vehicle, or better yet, using public transportation until your finances are in sounder shape. Bottom line: Don't buy more car than you can afford, otherwise you'll lose out on other things in life. a In the game, there are several factprs to weigh when consideringwhat kind of houseto buy and when: 8 Houses increase 6% in value each year, but they representa substantial expense when first purchased-from $200, 000 to $1 million. i You pay 10% per year on any outstanding debt you carry, so be careful when buyinga more expensive house to make sure you know you can afford it. For example, buying a $1 million dollar house would add $100, 000 a year to your debt in interest unless you have sufficient money saved to pay for it. Because houses increase in value by 6% a year, higher-priced homes earn more over time than lower-priced homes. Just be sure to offset these eamings by any debt you carry. If you buy an expensive house but later go into debt, consider selling it and buying a cheaper housethe next time you land on a House Space. [. . . ] The LlFEPod updates your account, then starts tol'spinn 3. Move your skateboard the number of spaces spun. Always move clockwise around the circles (the arrows at the intersections will show you the way). If you pass over a PINK space, you must resolve it. [. . . ]