User manual HP 10B

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Manual abstract: user guide HP 10B

Detailed instructions for use are in the User's Guide.

 [. . . ] A negative sign in the display represents money paid out; money received is positive. 
n L $ P M Hm H¢

Stores a constant operation. Stores a value in the M register (memory location). Adds a value to the number stored in the M register.  [. . . ] Recalls a value from a numbered register. 'LVSOD\
      
If you borrow $14, 000 (PV) for 360 months (N) at 10% interest (I/YR),  what is the monthly repayment?Press Hm if %(*, 1 annunciator is displayed. . H\V
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'HV. ULSWLRQ Sets payments per year. Calculates payment if paid at end of period. 

Multiply 17,  22,  and 25 by 7,  storing "× 7" as a constant operation. . H\V
17@7K = 22= 25=

'HV. ULSWLRQ Stores "× 7". Recalls register 2. 

Number of payments. Displays balance. 

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To convert between nominal and effective interest rates,  enter the known rate and the number of periods per year,  then solve for the unknown rate. 
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'HV. ULSWLRQ Enters period to amortize. (Money paid out is negative. ) Displays balance. 

Nominal interest percent. Periods per year. 

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Find the annual effective interest rate of 10% nominal interest compounded monthly. . H\V 'LVSOD\ 'HV. ULSWLRQ 10H&  Enters nominal rate. Hx  Calculates annual effective interest. 

If you have an initial cash outflow of $40, 000,  followed by monthly cash inflows of $4, 700,  $7, 000,  $7, 000,  and $23, 000,  what is the IRR/ YR?. H\V
HD 12H¢ 40000FJ 4700J 7000J 2Ha 23000J HW ¤12=

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'HV. ULSWLRQ Clears all memory. Enters number of consecutive times cash flow occurs.  [. . . ] Enters number of consecutive times cash flow occurs. Calculates NPV. 

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number _ number H^ number1 Nnumber2 _ number1 Nnumber2
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Clear statistical registers. Population standard deviations of x and y.  [. . . ]

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